The dreaded death panel discussion, cont'd

The White House revealed its institutional lack of testosterone-producing glands last week, when it removed reference to coverage for end-of-life counseling in new Medicare regulations implemented this month. That was like punting on first down. But it's a moot point, because the amount Medicare pays for physician counseling is enough of a deterrent to prevent extensive discussions in this regard.
Because I work in a hospital, and Medicare pays us lump-sum amounts, and because state law requires that we ask every patient on admission if they have a living will or other advance directive, we are pretty much required to have these end-of-life discussions with patients. They may be one word discussions ("No."), or two-word discussions ("Go away!"), or they may be very long, discussions, sometimes fruitless, but sometimes very profitable.
Was "profitable" a poor choice of words? Actually, it was quite an appropriate choice. Because if I can persuade a terminal patient to forgo treatment, I can get that patient discharged from the hospital earlier and save money. Remember, how I told you that Medicare pays us a lump sum? The amount depends on the diagnosis and treatment course, but that payment covers the complete length of stay. So, if I can get that patient out two days earlier, I conserve two days' worth of expenditures. This was the genius behind the Reagan Administration's adoption of a prospective payment system in 1983 for inpatient hospitalizations.
Some of you dear readers are probably aghast. The government has no business forcing people into palliative care just to save taxpayer dollars. I'm here to tell you that Medicare has NEVER told me to talk Grandpa Jones into pulling the plug. But private (for-profit) health insurance companies have suggested as much. Are you, dear reader, more comfortable with your health plan, which you paid for with hard-earned dollars, withholding care from you? Is that more acceptable than the government doing it?
It is true that choosing to forgo heroic medical measures saves Medicare (not to mention Blue Cross and Aetna) a boatload of money. But it is also completely unethical to consider potential financial impact when making philosophical decisions about care at the end of life. Nevertheless, I have been encouraged by insurance company case managers to talk to my patients about going on hospice, sometimes when my patient is at the last stages of life. And sometimes when the patient is newly diagnosed. Doesn't matter. Even many medical professionals equate cancer with death, and hospice with saving money.

So, when I have these death panel discussions with Medicare beneficiaries, after listening to the patient talk about his or her beliefs, desires and values, I pull out a Durable Power of Attorney for Health Care Decisions (hereinafter referred to as DPOA) from my bag of tricks. The vast majority of patients don't have a power of attorney document. The idea of setting their wishes down on paper seems so final. But believe me, it's the smartest possible thing a person can do. I have had a DPOA since I was 32.
Contrary to popular belief, a DPOA is not a death sentence. The document allows you to clarify your wishes, whatever they may be - even if you wish to have everything done for as long as possible to keep you alive. The Living Will (LW), another advance directive, is not, in my opinion, as good a document as the DPOA. For one, a LW is biased toward stopping treatment, rather than continuing it. Secondly, the LW cannot speak on your behalf. The DPOA, on the other hand, allows you to name an agent who will speak on your behalf when you can't speak for yourself. The trick is picking the right person to be your agent, and then making sure you convey your wishes clearly to that person.
By executing a DPOA, you potentially save yourself and your family a lot of suffering and heartache. And, contrary to popular misconception, the document does not hasten your death. In fact, the document may enable you to spend every dollar in the Medicare Trust Fund to keep you alive.
So put yourself in the patient's shoes. Do you want your insurance company having a vote on whether you live or die? Do you want a government bureaucrat making the decision? Do you want the doctor to make that decision? Do you want your children to fight among themselves as they try to read your now comatose mind? Do you want the control of whether you live or die to be in anyone else's hands but yours?
Assuming you are a rational person, I suspect that your answer is that YOU want to be in control. Then why wouldn't you want to give every Medicare beneficiary the opportunity to make the same decisions?