The Baltimore Sun reported today that the Senate passed the first amendment to the health care reform bill currently on the floor, that amendment requiring all insurers to cover women's preventative health and screening tests with no copay. I suspect the impetus for this amendment arose from the backlash to the US Preventive Services Task Force's recent publication of relaxed breast cancer screening recommendations in the Journal of the American Medical Association.
Truth is, the amendment, as I understand it, won't really prevent any deleterious changes to insurance coverage arising from such research. What it will do, however, is increase access to diagnostic services, hopefully allowing us to find cancers earlier and thereby decrease mortality from these diseases. At least that's the conventional wisdom. Ironically, what the USPSTF discovered is that screening women in their 40s by mammography doesn't have an impact on breast cancer mortality.
Overall, though, I think it's a good thing to improve access to preventive care and screening. In fact, in my experience, most insurance plans are migrating to coverage of preventive care and early detection and exempting these interventions from patient financial responsibility. The reason: it's good business. Insurance companies have already discovered that they save money by treating disease earlier.
The other amendment - the one that failed - was sponsored by John McCain and attempted to restore funding to Medicare that was being shifted to expand coverage to the 31 million or so uninsured the bill proposes to cover. Those of us on the provider side would have loved for that amendment to pass. It would mean little or no money being taken out of our pockets. It means we're going to have to figure out how to be good business operators, reducing waste and spurring innovation in order to adapt to the significant financial hit we're going to take when the bill passes.
If you look at this from another angle, however, you realize that the provider community isn't losing as much as it initially seems. Even though we'll lose some Medicare reimbursement, we'll offset that by significant reductions in unreimbursed care provided to the uninsured. If the math works out as it should, two-thirds of folks who currently do not have insurance will be covered when the bill passes.
Tonight I'll start reading the Senate Bill, so that I can speak half-way intelligently about it. Don't expect me to be blogging by the weekend. The bill is 2,074 pages. And judging by my experience with the Federal Register, I'll be sleeping like a baby until the New Year comes.
No comments:
Post a Comment